Financial Aid

The Seminary has a substantial and growing scholarship endowment corpus. Annual income generated by this endowment and current donations to the scholarship fund provide scholarships of several types for seminarians. There are several steps in the building of a seminarian’s financial aid award, including computation of financial need, consideration of awards from home congregation and synod, eligibility for Seminary scholarships, and federal student loan and work study programs.  

See the Financial Aid section of the website for detailed information on the application process for applying for grants/scholarships, federal student loans and work study programs.  


Full-tuition scholarships are available for all full-time, ELCA students who are in the candidacy process for rostered ministry.   Also, ELCA students who are awarded full-tuition Scholarships from outside organizations such as Fund for Leaders, may be eligible to receive a ULS Housing Allowance, $7000 for on campus residency and $5000 for off campus residency.  

There are grants and scholarships available for students who are enrolled at least half-time (6 credits) in a first theological degree program.  ULS offers a matching grant for funds brought in from non-ELCA, sponsoring church bodies.  

Federal Direct Unsubsidized Loan Program

Students must complete the Free Application for Federal Student Aid (FAFSA) form and be enrolled at least half-time in a degree program to be eligible to borrow a Federal Direct Student Loan.  The award amount for the Federal Direct Loan depends on several factors, including the total cost of attendance, the total amount of other financial resources the student is receiving, and a student’s total federal student loan indebtedness.  The annual maximum loan amount a student may borrow per academic year is $20,500. The interest rate is set by the federal government and begins accruing immediately after the funds have been disbursed.  The interest rate for the 2017-2018 academic year was 6%. The Seminary cautions students about excessive borrowing because although loan repayment is deferred if a student is enrolled at least half-time, loan repayment will begin shortly after graduation at a time when other financial obligations and low starting salaries limit one’s resources. If a student drops below half-time enrollment at any time, their loans will no longer be in a deferred status and they must begin repayment immediately. Loans should be considered only after all other sources of aid have been explored and exhausted. Students, however, are responsible for these decisions.

Fellowships for Graduates

The Seminary offers fellowships to graduates of both Gettysburg Seminary and United Lutheran Seminary who are pursuing doctoral studies in theological disciplines within accredited institutions. Further information is available from the Dean of the Seminary.